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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Fed Raising Rates Isn't Working for the Housing Market

Americans very recently learned that the Central Intelligence Agency (CIA) may have quite literally assassinated an American President because he wanted to get rid of the Federal Reserve (Fed). This isn't some f...

Housing Advice and Programs

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

HUD's Major Updates to Manufactured Home Rules Aim to Increase Affordability and Accessibility

The U.S. Department of Housing and Urban Development (HUD) has recently made big changes to the rules for making manufactured homes, also known as mobile homes.  These cha...

Medicare and Housing Assistance: What You Need to Know

Medicare is a government health insurance program mostly for people aged 65 and older. One common question is whether Medicare helps pay for housing costs. Here is what you need to know.   Does Medicare Pay for H...

The 2020 Outlook for the Housing Market in an Era of Economic Uncertainty

Interest rates have stopped rising after increasing as the Federal Reserve Bank seeks to ward off a recession. In the past, rising interest rates has normally been a predictor of a stagnant housing mark...

Health Crisis Exacerbates California's Housing Crisis

For decades now, California has been open and proud about their large umbrella for any sort of lifestyle, proclivity, nationality, or anything else that can come into the state. They want to redefine what "diversi...

Is a Fourth Quarter Housing Crisis Inevitable During 2020?

Of the $4.6 trillion invested in commercial mortgage loans in the United States, Wells Fargo invested $125 billion, Bank of America $85 billion, and J. P. Morgan Chase holds $65 billion of these mortgages. By April 2...

HUD and USDA Collaborates to Implements Updated Energy Efficiency Standards for New Homes

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) have collaborated to update the Minimum Energy Standards for newly constructed ...

Alert on Reverse Mortgage Fraud: Safeguarding Seniors from Fiscal Deceit

The State of New York's Consumer Protection Division has recently brought to light the dangers associated with reverse mortgages, particularly focusing on how these financial arrangements can serve...