Housing Insights Central

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...

It isn't easy trying to find a new home these days. Housing inventory still hasn't recovered in 2023. The supply remains at near historic low levels, but there is some encouraging news. Singl...

Owning a home is a major investment. Not only is it likely to be the most expensive purchase you will make in your lifetime, but it’s also an asset you’ll want to protect and maintain for years t...

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...