Housing Insights Central

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

Owning a home is a major investment. Not only is it likely to be the most expensive purchase you will make in your lifetime, but it’s also an asset you’ll want to protect and maintain for years t...

In a groundbreaking initiative, the U.S. government is exploring a transformative change in its approach to assisting families in need of housing. Moving away from the traditional voucher-based system, the...

  Navigating the labyrinth of housing programs, seeking professional advice, and making well-informed decisions are crucial steps to becoming a homeowner. It is ultimately up to each indi...

Gen Z isn’t just dreaming about owning homes—they’re taking innovative steps to make it happen. One of these strategies is co-buying, where two or more people, such as close friends, family members, o...

Owning a home is a big part of the American dream, but sometimes, financial troubles can make it hard to keep up with mortgage payments. If you're struggling to make your payments, or you're worried you might fall be...

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

The challenge of securing affordable housing is well-known, and housing choice vouchers aim to alleviate this by assisting lower-income families with housing costs.  However, it's disheartening to learn that thes...

In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...