Housing Insights Central

People have different experiences when buying a house for the first time. For example, some feel excited that they have achieved one of their biggest dreams. However, those who apply for a mortgag...

Buying a home for the first time can be intimidating. Many first time home buyers are in need of help. They don't know where to begin. Fortunately, there are many sources of help to provide assistance for many p...

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

Interested in getting a bargain on a home? You might consider buying a condemned property, though these come with challenges. Let's break down what a condemned house is, why one might be condemned, and what po...

The Houston Housing Authority (HHA) announced that it is extending the deadline for people on the Housing Choice Voucher waiting list to save their spot. The new deadline is 5 p.m. on June 30, 202...

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Everyone should have a place they can call home, but as the cost of living shoots up, many people find themselves at risk of being without a home.  Guaranteed income programs give a helping hand...