Housing Insights Central

On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...

The U.S. Department of Housing and Urban Development (HUD) has exciting news for New York City residents. The New York City Housing Authority (NYCHA) is getting more than $37 million to help ...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

Buying a house is a great way to create wealth. Nevertheless, navigating the process can be tricky if you don't know which elements to prioritize and what not to worry about. Fortunately, understanding the features to ...

The challenge of securing safe and affordable housing continues to grow in communities worldwide, prompting individuals and organizations to seek innovative solutions and advocate for change. With the guidance of Hab...

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

Buying a foreclosed property can present an opportunity for savings, yet it's accompanied by certain risks that prospective buyers should keep in mind. Often, banks are keen on selling these properties at below-market...